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Health Care > Risk Pools, Medically Uninsurable

The following information is about Risk Pools, Medically Uninsurable.

Risk Pools, Medically Uninsurable Defined

To facilitate access to health care services for individuals with health risks that are considered medically uninsurable, some states are creating risk pools though legislation. These are funded though a variety of mechanisms, including a premium tax on commercial insurance policies, payroll taxes, general revenues, or a combination of these approaches. Premiums for policies are usually 150% or more of the generally available insurance premium to avoid disrupting the insurance market.

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